Texas Capital Bank Suffers Data Breach Affecting Over 86,000 Texas Residents
Texas Capital Bank, a Dallas-based financial institution with $33.4 billion in assets and 1,720 employees, disclosed a data breach that occurred on April 26–27, 2026. The incident exposed sensitive personal information, including names and Social Security numbers, of 86,067 Texas residents. Regulatory filings revealed the breach was reported to the California Attorney General on May 28 and the Texas Attorney General on May 29, with affected individuals notified via U.S. Mail.
In response, Texas Capital Bank is offering a complimentary 24-month membership to Experian IdentityWorks, a service providing credit monitoring, dark web surveillance, identity restoration support, and up to $1 million in identity theft insurance underwritten by American Bankers Insurance Company of Florida. Affected customers can enroll using an activation code from their notification letter by September 30, 2026, with no credit card required. Phone support is also available for those preferring offline enrollment.
Identity restoration assistance, including credit dispute resolution and fraud investigation, will remain accessible for two years from the notification date. Residents of certain states Colorado, Georgia, Maine, Maryland, Massachusetts, New Jersey, Puerto Rico, and Vermont may qualify for additional free credit reports from major bureaus.
Texas Capital Bancshares Inc., the bank’s parent company, is listed on Nasdaq under the ticker TCBI.
Source: https://www.claimdepot.com/data-breach/texas-capital-bank-2026
Texas Capital cybersecurity rating report: https://www.rankiteo.com/company/texas-capital
Experian cybersecurity rating report: https://www.rankiteo.com/company/experian
"id": "TEXEXP1780504684",
"linkid": "texas-capital, experian",
"type": "Breach",
"date": "4/2026",
"severity": "25",
"impact": "1",
"explanation": "Attack without any consequences"{'affected_entities': [{'customers_affected': '86,067 Texas residents',
'industry': 'Banking',
'location': 'Dallas, Texas, USA',
'name': 'Texas Capital Bank',
'size': '1,720 employees, $33.4 billion in assets',
'type': 'Financial Institution'}],
'customer_advisories': 'Affected individuals notified via U.S. Mail with '
'instructions for enrolling in Experian IdentityWorks. '
'Phone support available for offline enrollment.',
'data_breach': {'number_of_records_exposed': '86,067',
'personally_identifiable_information': 'Names, Social '
'Security numbers',
'sensitivity_of_data': 'High (Social Security numbers, names)',
'type_of_data_compromised': 'Personally Identifiable '
'Information (PII)'},
'date_detected': '2026-04-26',
'date_publicly_disclosed': '2026-05-28',
'description': 'Texas Capital Bank disclosed a data breach that occurred on '
'April 26–27, 2026, exposing sensitive personal information, '
'including names and Social Security numbers, of 86,067 Texas '
'residents. The breach was reported to regulatory authorities '
'and affected individuals were notified via U.S. Mail.',
'impact': {'data_compromised': 'Sensitive personal information, including '
'names and Social Security numbers',
'identity_theft_risk': 'High'},
'references': [{'source': 'Regulatory filings'}],
'regulatory_compliance': {'regulatory_notifications': ['California Attorney '
'General (May 28, '
'2026)',
'Texas Attorney '
'General (May 29, '
'2026)']},
'response': {'communication_strategy': 'Notification via U.S. Mail',
'third_party_assistance': 'Experian IdentityWorks (credit '
'monitoring, dark web surveillance, '
'identity restoration support, and '
'identity theft insurance)'},
'title': 'Texas Capital Bank Data Breach Affecting Over 86,000 Texas '
'Residents',
'type': 'Data Breach'}