Prosper

Prosper

Peer-to-peer lending platform **Prosper** suffered a **cyberattack in September**, exposing **17.6 million records** (per HaveIBeenPwned). The breach compromised **highly sensitive personal data**, including **email addresses, browser user agents, credit statuses, dates of birth, employment details, government-issued IDs, income levels, IP addresses, names, physical addresses, and Social Security numbers**. While **customer accounts and funds remained secure**, the leak of **SSNs and financial identifiers** poses severe risks of **identity theft, fraud, and long-term reputational harm**. Prosper’s investigation remains ongoing, with no confirmed timeline for the intrusion’s start or full scope. The company has pledged **free credit monitoring** for victims and is cooperating with law enforcement. Given Prosper’s role in facilitating **$28 billion+ in loans**, the breach undermines trust in its **data security practices**, though operational disruptions were avoided. If validated, this would rank among **2024’s largest financial-sector breaches**, though it falls short of historic incidents like Yahoo (3B) or JPMorgan Chase (83M).

Source: https://www.theregister.com/2025/10/17/prosper_breach/

TPRM report: https://www.rankiteo.com/company/prosper-marketplace

"id": "pro2693526101725",
"linkid": "prosper-marketplace",
"type": "Cyber Attack",
"date": "6/2024",
"severity": "85",
"impact": "4",
"explanation": "Attack with significant impact with customers data leaks"
{'affected_entities': [{'customers_affected': 'Up to 17.6 million '
                                              '(unconfirmed; under '
                                              'investigation)',
                        'industry': 'Financial Services (Fintech)',
                        'location': 'San Francisco, California, USA',
                        'name': 'Prosper Marketplace, Inc.',
                        'size': 'Founded in 2005; facilitated $28B+ in loans',
                        'type': 'Peer-to-Peer Lending Platform'}],
 'customer_advisories': 'Free credit monitoring to be offered '
                        'post-investigation',
 'data_breach': {'data_exfiltration': 'Likely (data posted on HIBP)',
                 'number_of_records_exposed': 'Up to 17.6 million '
                                              '(unconfirmed; HIBP claim)',
                 'personally_identifiable_information': ['Names',
                                                         'Email addresses',
                                                         'Physical addresses',
                                                         'Dates of birth',
                                                         'Social Security '
                                                         'numbers',
                                                         'Government-issued '
                                                         'IDs',
                                                         'IP addresses',
                                                         'Employment statuses',
                                                         'Income levels',
                                                         'Credit status',
                                                         'Browser user agent '
                                                         'details'],
                 'sensitivity_of_data': 'High (includes SSNs, government IDs, '
                                        'financial/employment details)',
                 'type_of_data_compromised': ['Personal Identifiable '
                                              'Information (PII)',
                                              'Proprietary/Confidential '
                                              'Information']},
 'date_publicly_disclosed': '2023-09',
 'date_resolved': '2023-09-02',
 'description': 'A cyberattack on Prosper, a peer-to-peer lending platform, '
                'resulted in the exposure of sensitive personal and '
                'proprietary data of up to 17.6 million individuals, according '
                'to HaveIBeenPwned (HIBP). The breach included email '
                'addresses, browser user agent details, credit status, dates '
                'of birth, employment statuses, government-issued IDs, income '
                'levels, IP addresses, names, physical addresses, and Social '
                'Security numbers. Customer accounts and funds were reportedly '
                'unaffected, and platform operations remained uninterrupted. '
                'Prosper confirmed unauthorized access was contained by '
                'September 2, 2023, but the investigation into the full scope '
                'and timeline of the intrusion is ongoing. Affected '
                'individuals will be offered free credit monitoring services '
                'once the data verification process is complete.',
 'impact': {'brand_reputation_impact': 'Potential reputational damage (scale: '
                                       'up to 17.6 million affected '
                                       'individuals)',
            'data_compromised': ['Email addresses',
                                 'Browser user agent details',
                                 'Credit status information',
                                 'Dates of birth',
                                 'Employment statuses',
                                 'Government-issued IDs',
                                 'Income levels',
                                 'IP addresses',
                                 'Names',
                                 'Physical addresses',
                                 'Social Security numbers'],
            'downtime': 'None (customer-facing operations unaffected)',
            'identity_theft_risk': 'High (due to exposure of PII, including '
                                   'SSNs)',
            'operational_impact': 'None reported',
            'payment_information_risk': 'None (customer accounts and funds '
                                        'reported safe)'},
 'investigation_status': 'Ongoing (early stages; data verification in '
                         'progress)',
 'post_incident_analysis': {'corrective_actions': ['Improving security '
                                                   'controls (unspecified)',
                                                   'Credit monitoring for '
                                                   'affected individuals']},
 'recommendations': ['Enhance security controls to prevent future incidents',
                     'Expedite investigation to confirm scope and notify '
                     'affected individuals',
                     'Provide transparent updates to maintain customer trust'],
 'references': [{'source': 'The Register'},
                {'source': 'HaveIBeenPwned (HIBP)'},
                {'source': 'Prosper FAQ Page (Incident Response)'}],
 'regulatory_compliance': {'regulatory_notifications': 'Likely (standard US '
                                                       'data breach '
                                                       'notification '
                                                       'protocols)'},
 'response': {'communication_strategy': ['Dedicated FAQ page for the attack',
                                         'Commitment to share updates as '
                                         'investigation progresses'],
              'containment_measures': 'Unauthorized access contained by '
                                      '2023-09-02',
              'incident_response_plan_activated': 'Yes (immediately upon '
                                                  'detection)',
              'law_enforcement_notified': 'Yes (committed to full compliance)',
              'remediation_measures': ['Improving security controls',
                                       'Offering free credit monitoring to '
                                       'affected individuals']},
 'stakeholder_advisories': 'Limited (FAQ page; no detailed public statements '
                           'beyond containment confirmation)',
 'title': 'Prosper Peer-to-Peer Lending Platform Data Breach (September 2023)',
 'type': ['Data Breach', 'Unauthorized Access']}
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