Payactiv, Inc., a financial platform enabling employees to access earned wages before payday, experienced a data breach discovered on August 19, 2025. An unauthorized third party accessed its systems between April 3 and August 20, 2025, potentially compromising sensitive personal data, including names and Social Security numbers. The breach prompted an investigation and a class-action lawsuit led by Edelson Lechtzin LLP, alleging negligence in safeguarding customer information. Affected individuals were advised to monitor credit reports and account statements for signs of identity theft or fraud. The incident highlights risks associated with financial data exposure, particularly in platforms handling payroll-related information.
TPRM report: https://www.rankiteo.com/company/payactiv-inc-
"id": "pay1802618101425",
"linkid": "payactiv-inc-",
"type": "Breach",
"date": "4/2025",
"severity": "85",
"impact": "4",
"explanation": "Attack with significant impact with customers data leaks"{'affected_entities': [{'industry': 'Financial Services (Earned Wage Access)',
'location': 'United States',
'name': 'Payactiv, Inc.',
'type': 'Private Company'}],
'customer_advisories': 'Customers advised to monitor credit reports and '
'account statements for unauthorized activity',
'data_breach': {'data_exfiltration': 'Possible (data may have been accessed '
'or obtained)',
'personally_identifiable_information': ['Names',
'Social Security '
'numbers'],
'sensitivity_of_data': 'High (includes Social Security '
'numbers)',
'type_of_data_compromised': ['Personally Identifiable '
'Information (PII)']},
'date_detected': '2025-08-19',
'date_publicly_disclosed': '2025-10-13',
'description': 'Payactiv, Inc. detected unusual activity on its computer '
'network on or about August 19, 2025. An investigation '
'revealed that an unauthorized third party accessed certain '
'information within its systems between April 3 and August 20, '
'2025. Personal data, including names and Social Security '
'numbers, may have been accessed or obtained during the '
'breach.',
'impact': {'brand_reputation_impact': 'Potential reputational damage due to '
'class action investigation',
'data_compromised': ['Names', 'Social Security numbers'],
'identity_theft_risk': 'High (due to exposure of Social Security '
'numbers)',
'legal_liabilities': 'Class action lawsuit investigation by '
'Edelson Lechtzin LLP'},
'initial_access_broker': {'reconnaissance_period': 'Potential period: April '
'3, 2025 to August 20, '
'2025'},
'investigation_status': 'Ongoing (class action investigation)',
'recommendations': ['Monitor account statements for suspicious activity',
'Regularly review credit reports for unauthorized '
'activity',
'Consider credit freezing or fraud alerts'],
'references': [{'date_accessed': '2025-10-13',
'source': 'Edelson Lechtzin LLP Press Release',
'url': 'https://www.edelson-law.com'}],
'regulatory_compliance': {'legal_actions': 'Class action investigation by '
'Edelson Lechtzin LLP'},
'response': {'communication_strategy': 'Public disclosure via press release; '
'advisory for affected individuals to '
'monitor credit reports and account '
'statements',
'incident_response_plan_activated': True},
'stakeholder_advisories': 'Advisory issued to potentially affected '
'individuals via letters (per press release)',
'threat_actor': 'Unauthorized third party',
'title': 'Payactiv Data Breach (2025)',
'type': 'Data Breach'}