700Credit: Millions Affected by Massive Credit Report Data Breach

700Credit Data Breach Exposes 5.8 Million Individuals in North America

700Credit, a major provider of credit reporting and identity services for the North American automotive industry, has confirmed a significant data breach affecting an estimated 5.8 million individuals. The incident was detected on October 25, 2025, and traced to a compromised third-party API within the company’s web application.

Hackers accessed sensitive data collected from automotive dealers between May and October 2025, including names, addresses, dates of birth, and Social Security numbers. The breach highlights ongoing cybersecurity vulnerabilities in the business sector, adding 700Credit to a growing list of high-profile targets this year, including Google, Microsoft, McDonald’s, Adidas, and Coca-Cola. No further details on the attackers or their motives have been disclosed.

Source: https://tech.co/news/700credit-massive-data-breach

Open Dealer Exchange cybersecurity rating report: https://www.rankiteo.com/company/open-dealer-exchange-llc

"id": "OPE1765893595",
"linkid": "open-dealer-exchange-llc",
"type": "Breach",
"date": "10/2025",
"severity": "85",
"impact": "4",
"explanation": "Attack with significant impact with customers data leaks"

{'affected_entities': [{'customers_affected': '5.8 million individuals',
                        'industry': 'Automotive, Financial Services',
                        'location': 'North America',
                        'name': '700Credit',
                        'size': 'Large',
                        'type': 'Credit Report and Identity Services '
                                'Provider'}],
 'attack_vector': 'Compromised Third-Party API',
 'data_breach': {'number_of_records_exposed': '5.8 million',
                 'personally_identifiable_information': 'Names, addresses, '
                                                        'dates of birth, '
                                                        'Social Security '
                                                        'numbers',
                 'sensitivity_of_data': 'High',
                 'type_of_data_compromised': 'Personally Identifiable '
                                             'Information (PII)'},
 'date_detected': '2025-10-25',
 'description': '700Credit, a major credit report and identity services '
                'provider for the automotive industry in North America, '
                'suffered a data breach affecting over 5.8 million '
                'individuals. The breach was linked to a compromised '
                'third-party API on the company’s web application, with '
                'hackers accessing sensitive information collected from '
                'automotive dealers between May and October 2025.',
 'impact': {'brand_reputation_impact': 'High',
            'data_compromised': 'Names, addresses, dates of birth, Social '
                                'Security numbers',
            'identity_theft_risk': 'High',
            'legal_liabilities': 'Potential',
            'systems_affected': 'Web application with third-party API '
                                'integration'},
 'title': '700Credit Data Breach via Compromised Third-Party API',
 'type': 'Data Breach',
 'vulnerability_exploited': 'Third-Party API Vulnerability'}